@Doreps Solved my own problem. When in Tether to assign the 2.4ghz band to bgn only, I failed insure I saved the changed. When I did, it took maybe 2 minutes max to save the change. Unbelievable I...

Windows 10 laptop (22H2, build 19045.2673) with Intel Dual Band Wireless-AC 7265 adapter AXE75 (AXE5400) v1 Successfully set up, using Tether, AXE75 router with 3 bands, All recognized and connected...